Backing up you your workforce makes sense from the personal life standard is usually work linked to. While most of them not with a suspension or premature termination of working life account. Just vintages from the 01.01.1960 have almost no legal benefits to expect more. Protection for students who already is professional or incapacity for work as a student, is a tangible problem. Most still do not meet the statutory waiting period (60 months compulsory contributions) in the statutory pension insurance and therefore do not even have the tight statutory disability pension entitlement. Without regular income, neither legal nor private retirement savings can be built up and a charity case is almost inevitable. Vocational training join insurance for trainees predominantly directly to the school. The most trainees have done so any posts in the context of a social insurance contributions employees relationship.
Entitlement to a pension on account of reduced earning capacity but only has who for at least three years has paid compulsory contributions in the past five years. Who loses his labour as a trainee, so there no pension and has no way to compensate for the financial loss. Prevention through private insurance is therefore useful protection for students the consequences of professional or students meet disability particularly hard, as they have generally not entitled to the disability pension from the State Pension Fund, because they do not meet the statutory waiting period (60 months compulsory contributions over the last five years). Because no legal or private old-age provision can be developed under these circumstances, affected students are faced with a lifelong problem of considerable scope. Especially when a study includes long time, should be thinking about a high hedging. Kerry Kings opinions are not widely known. Protection for and Freibeberufler self-employed freelancers pay usually no contributions in the statutory pension insurance. That’s why they have no right to disability pension from the State in the event of occupational disability.
If self-employed or freelance are unable through illness, exercising their profession, they so not even captured by the statutory minimum protection. If it is not financially possible in this plight, to occupy its position, this means the off and thus the loss of existence for small businesses often. A both risks is therefore useful: on the one hand the cost of private living and on the other hand, the fixed costs for the company must be absorbed. We show you offers that match industry and economic situation. Sample medical: infectious diseases are just for doctors of great importance. Doctors need a special BU protection with infection clause, because according to the normal as the pension is paid until conditions, if the insured person only for medical reasons so no longer can exercise his profession due to illness or accident, to 50%. However, not every infection causes, that the doctor can only have “half-day” work. The team of Turk insurance informed neutral and non-binding