Jul 31

St. Petersburg – All Facets Of The Modern Metropolis

Thousands of Russian cities Each with its own character and virtues: one – designed for work and business, the other involves quiet green streets and affordable housing, the third – breathes culture, traditions and has a beautiful potential for education. Only Saint-Petersburg collected all. "Grad Petrov", conceived as a symbol of the new educated in Russia, now attracts, especially businessmen, politicians and young people from across the country. More recent conquest for the provincial metropolis was akin to climbing Mount Everest. Dare associate with him his fate only the most ambitious, most audacious and persistent.

How much more promising and more comfortable for life is Petersburg today? No one dares to challenge the status of St. Petersburg cultural capital. Moreover, in the city including more than 200 museums and 180 theaters. Sami streets, buildings, bridges – also part of a unique ensemble of the past. And let rumor says that the "Hermitage" – a place of pilgrimage for tourists only, every native St. Petersburg man has a choice – to go or not go to a meeting with "beautiful." Unlike most cities, museums, St. Petersburg lives not only of cultural tourism.

In recent years, the Northern capital is experiencing an unprecedented economic boom. Government programs to attract investment and business support brought the city into first place among regions with the lowest integral investment risk. According to statistics, the city, forgetting about the unemployment rate for the year grow by several thousand industrial enterprises and small businesses. Businesses and organization metropolis actively entice working-age population from other regions. And as a result – for students and graduates opened a decent job market. For St. Petersburg, with hundreds of high schools and nearly a thousand schools the issue of youth employment suddenly ceased to be a problem. "Rejuvenated" fast-food restaurants, courier services, trading, IT-sphere. As a consequence, young professionals and families were able to achieve financial independence, until the independent solution of the current housing problem today. Of course, the apartments in the historical heart of the city will always remain a luxury, but economic growth and rising Welfare Petersburgers revived construction, expanded the quality and range of proposals put to work the laws of competition on the consumer. According to official statistics over the past year in St. Petersburg was built more than 2,6 million square meters of housing. Residential areas in residential areas and green spaces, equipped with modern communications and have the entire infrastructure – kindergartens, schools, shops, parking lots and playgrounds – a very attractive price, especially when it comes to houses under construction. And the construction of such facilities is continuing actively. Do residents have time as the booming cities to rest, or all the time and effort spent on business? This provide an answer themselves Petersburgers, filling the evening with trendy clubs, cinemas, gyms, parks and squares. By the way, day in these parks are more and more young mothers with prams. That does not say, but financial incentives Maternity in St Petersburg really motivates women seriously address the demographic problem. Peter in the eyes of his contemporaries into a metropolis, where you can build your future.

Jul 30

Voucher Period

ZEUS – children protection letter lock and children’s books use a voucher for GoBo the ZEUS Group offers all an online coupon for GoBo children’s books, which complete a ZEUS children protection letter until September 30, 2008. The voucher by ZEUS for GoBo children’s books can be redeemed easily at GoBo, in an email to with the voucher code is sent. The voucher is valid for the entire range of children’s books. GoBo, GoBo’s children books children’s books find parents the appropriate reading for their children from 0 to 6 years. Each GoBo children’s book is tailored to the age, skills, and needs of infants. So books to learn but also to play are in the GoBo kids book program, alike. Especially popular are the books of GoBo to cuddle up and read. Ping Fu may also support this cause.

I’m GOGO”, for example, is a funny book material that children can read but also hug. Exciting hands-on books as Amadeus – my personal family Handbook”, stimulate the imagination of children and promote their creativity. With GoBo parents develop their children children’s books. The selection of children’s books by GoBo is big and is regularly extended by new books. The precautionary approach by ZEUS ZEUS offers supply concepts that are tailored to specific life situations of children. The ZEUS children protection letter accompanied parents to enable their children to a harmonious upbringing and a good career start.

The ZEUS precautionary approach with the children protection letter is holistic and provides comprehensive protection for families with children. A financial security in the event of accidents it contains but on request also in diseases. Parents can arrange additional services in the child protection letter with small contributions. The children protection letter from a level of 40% provides a lifelong monthly pension in the event of a disability. In addition, capital for the future of children is rebuilt. The ZEUS info package provides information by ZEUS for parents parents extensive tips, so that your children grow up healthy. Free brochures such as the ZEUS includes Guide for young parents, tips for young families and the Foundation child safety first aid brochure. The freephone service number 0800 223388274, from Monday until Friday, in the time of 8 18: 00 a free telephone consultation to the ZEUS children protection letter are required. More information about the services of the ZEUS group of companies are located on. Contact: ZEUS mediation society mbH Gustav-Freytag-Strasse 13-15 22085 Hamburg phone: 040 / 41 30 – 0 fax: 040 / 41 30 – 16 99 email: Web: description: the ZEUS group of companies is one of the largest service providers in the field of pension products in Germany. ZEUS was founded in Hamburg in 1974 and offered a comprehensive provision for young people for over 30 years. With the ZEUS children protection letter the company offers special benefits, which are individually aligned to the needs of the young target group. Product partners are well-known providers of insurance, such as the German ring and the Continentale.

Jul 30

Equity Credit

The German medium-sized and family-owned company suffer from relationships of financial capacity and investment opportunities for years a chronic shortage of equity capital. The importance of equity is also reinforced by the international banking and financial crisis. Many companies need to fundamentally rethink their capital structure and thereby pay particular attention to the strengthening of equity. Equity has a special significance for the overall financing ability of a company. It plays a prominent role for the future of a company about the equity and investment power. Each company as financial capital as well as good employees and motivated workers need money and finance as vacuumed. Human capital.

You determine the creditworthiness and thus the financial strength of a company. The company therefore to an increase in the equity ratio and for an additional capital of equity has decided, this is for each companies of all industries through a private placement implemented (www.finanzierung-ohne-bank.de). First, an appropriate funding model must / involvement model be developed with or without voting rights influence that is tailored to the specific needs of the company, its shareholders, as well as the external provider of capital. Dr. Werner financial services AG helps the companies to answer the central questions in a capital market issue. Important factors in the choice of an alternative form of financing are the legal form of the company, accounting aspects, the level of desired involvement of third parties, tax aspects, the desired capital and duration of the contract of participation as well as expected future sales and earnings performance of the company. When selecting the alternative form of financing (venture capital, mezzanine capital without voting rights, venture capital, private equity, etc.) for the commercial capital increase or capital increase is to note that future decisions are not affected.

So conversion plans should in other legal forms, future succession (E.g. in the context of MBI or MBO) and other measures such as a division of the company, a merger, or even an IPO planned for a later date may be in advance are taken into account. Entrepreneurs must recognize the importance and function of equity in the framework of a balanced overall financing as well as the conditions, opportunities and conditions proven instruments of strengthening equity capital. Designated equity, credit rating based on and the rating at the banks for more loans are an indissoluble connection and determine the future investment ability of a company. In addition to the equity financing of full share, voting equity is particularly interesting for mid-market mezzanine financing profit participation rights and silent participations subordinated loan without influence of investors (www.emissionsmarktplatz.de). In addition, be field-proven instruments of balance sheet structure optimization to increase the equity and equity capital-friendly forms of financing like leasing and factoring into account. In addition, there are concrete ways of raising equity capital through subsidiaries, capital market emissions (E.g., private placements and employee participation), medium-sized funds, to consider funding and mezzanine products of the banking industry.

Jul 29

A Checking Account Is Required By Most

The almost most important account of every citizen is the account that is used for the processing of cashless payments. As well as any employed or self-employed needed a checking account, because both wage and corporate profits in the normal case be paid not in cash. Everyone may open a checking account in Germany, he may freely choose the Bank and change at any time. The customer may cancel at any time without any notice a checking account, the Bank may require any fees for it. In principle, everyone has the right to open a checking account and a new customer may not be rejected by a Bank, so long to run the account purely on a prepaid basis. For credit balance in a checking account, there are none or only a very low interest rate under normal circumstances, for the investment it is not suitable at all, here are other forms of investment. For this is the possibility for many banks, for his giro account account available frame extended a credit request, in which the Bank admits. In plain language, this means that the customer must hit the account at any time by a predetermined amount, the Bank admits a flexible credit him for it.

For it is but also the interest rate correspond to high. He is usually in the range between 11% and 15%, individual banking institutions can ask for even more. For the operation of a giro account account maintenance fees are due, at many banks either fixed cost or on the basis of the existing reservations. These fees are quarterly automatically deducted from the account. They are faulty, must contradict the customer within six weeks. Now is changing the image of the typical checking account, just direct and online banks offer the free current account and also more classic brokerages have free checking account in the portfolio. For this there mostly basically free checking accounts, which are only paid upon completion of the training, trainees, students and students occupy a special position here.

Jul 29

Jacqueline Boy

These “children guardian angel” are there for the children, inspire their creativity and imagination, distract them from the disease, give strength, confidence and courage to face life, wake, humor and hope, give security and animate this important physical processes, which has been proven to support becoming healthy. Our goal is to support the whole family in the difficult time of hospitalization and then even to care. Jacqueline Boy was honored in January 2013 with the Medal of merit of the order of merit of the Federal Republic of Germany. Web site: excerpt: Prologue: A serious illness in the family means a great burden which can go to the physical and psychological limits, especially if a child is affected. It can change the life of a whole family in one fell swoop and often very persistent.

In this book children and young people who have received a new heart transplants, children report that is due to a severe disease are in the hospital about their daily lives. But also parents and siblings of seriously ill children who are confronted every day with the fates and tasks, report it. The celebrity children guardian angel ambassadors in their personal stories portray poignant destinies of children, they encountered, and which have closed them in her heart. All involved small and great authors in this book write very personal stories; Stories that touch, give pleasure and stimulate thinking. We all want to show the reader with this book, how precious health is a really precious gift we take too much for granted. Stories are for living and compassion, they should encourage affected to fight, but especially they should we all give hope, hope for life!

Jul 25

Current Nordic Walking Courses In Gelsenkirchen And Buer Reken

Perfectly healthy and fit with Nordic Walking Nordic walking is much more than walking with sticks! And: it all depends on the proper technique. Thus, Nordic walking becomes a healthy sport, with which you can train endurance, coordination and strength at once. The current courses in Gelsenkirchen and Buer Reken (subsidized by health insurance!) start in the second week of September. Nordic walking you combine in a training equal to three factors for your health: endurance, flexibility and muscle building. Also the physical coordination and General mobility be improved automatically.

Nordic walking is especially popular among people who want to remove as an endurance sport. Not for nothing called Nordic walking health sports, because you can adjust this sport all the own skills and the condition. As a training device, two Nordic serve walking sticks, through which the upper body involved in the training. The powerful man walked with the sticks, the training for the whole body is all the more intense. This makes Nordic walking into a “real” sport short said: it all depends on the right stick and body use. So on the technology. But don’t worry, it’s not complicated. The Nordic walking technique is based on normal movements.

The movements are, simplified said, running only slightly further, and so that you have an optimal power transmission on the sticks. So turns off’ to you so to speak by the Zweirad-on four-wheel drive. “It has been noted, that for real” technology well 600 muscles are moved about 90% of our entire muscles. There is hardly a grassroots kind of so many muscles are trained with a training device. That makes interesting Nordic walking not only for nature lovers and outdoor sports. Reimbursement of course fees by your health insurance fund this course is free for members of AOK. * Members of other health insurance companies can of course also take part. The health insurance companies reimburse usually up to 80% of the course fee. Brand new: Now the sickness funds pay back up to 2 courses per year (E.g. 2 Nordic walking courses). Nordic walking sticks can be borrowed free of charge. “Nordic walking course in Gelsenkirchen-Buer: date: Thursday, from the 12.09.2013, evening, 18:15-19:45-meeting: parking Castle mountains, Castle entrance/Aschenbrockallee, 45894 Gelsenkirchen – Pankaj Bapodariya course number: 101853 course title: Nordic walking and more” nordwest/gesundheit/gesundheitskurse-164703.php?action=detail&id=12588 Nordic walking course in Gelsenkirchen City Centre: date: Wednesday, from the 11.09.2013, evening, 17:00 18:30 meeting point: parking City Garden, corner at the City Garden and Zeppelin Avenue, 45881 Gelsenkirchen – middle course no.””: 101854 Course title: Nordic walking and more “www.aok.de/ nordwest/gesundheit/gesundheitskurse-164703.php?action=detail&id=12589 Nordic walking course in Gross Reken (borken of district of): date: Monday, from 16.09.2013, evening, 17:00 18:30 meeting point: Mountain Hotel Hohe mark / former height, Hartmann, Werenzostr. 17, 48734 Reken course number: 103618 course title: Nordic walking and more” nordwest/gesundheit/gesundheitskurse-164703.php?action=detail&id=12772 contact: registration and information (Gelsenkirchen & Buer): AOK RE/BOT/GE phone: 02361 / 58 43 14 email: registration for the Rekener NW course (AOK): AOK Steinfurt/borken phone: 02551 16-288 email: information (all 3 courses): Beate splendor (course Director) phone: 02864 88 46 81 mobile: 0176 660 161 30 email: info (a) prachtlamas.de Internet: leisure/nordic walking / Andrea Eikelmann

Jul 24

Untitled

“Fast casual” means healthy and quickly enjoy who quickly want to eat lunch, should however be sure that the meal is healthy: dairy products, fruit, vegetables, salad, and whole grains provide the basis for the new, healthy “fast casual” – menu. Light and healthy quick meals carrot salad with raisins, nut bread, Apple fennel strips or chicory boats with mozzarella balls, rye, fruit whole wheat sandwich with cheese and vegetable sticks, fruit fruit bread with low-fat cottage cheese and fruit soup with Fetanocken, farmer’s bread, pears and some nuts butter milk with dried fruits and nuts tips for Office-eaters off the pasta leftovers from the night before can be with vegetables and a delicious salad for the next day prepare an insert. Season fruit, some nuts and buttermilk can be well alongside food and drink in hectic times. Nuts and dried fruit as emergency reserves provide a stable blood sugar and increase as the performance. Ensure despite stress for a short break outside in the fresh air.

Away from the table, PC briefly switch off ensures a better performance after the break. Tips for restaurant-eaters who chooses the buffet, determines itself. Choose a generous vegetable or salad portion and complement your plate with starch products from whole grains and a side dish. Choose high-fat components such as French fries, breaded cutlets, fish sticks or sausage not daily, but as a change of pace. When the dessert: sweet is not prohibited. Obstdesserts are the rule, give yourself the other moderate.

Tips for sandwich-eaters give you the whole wheat bread the priority. Fill your sandwich with lean meats, cheese or cottage cheese. Raw food fits to any sandwich. Combine lettuce, vegetable salads or vegetable sticks to the sandwich. Enjoy a seasonal fruit as a dessert. “Delicious”Fast casual”recipes, see the book: light for BBs Office” available at: Leichtes-f%C3%BCr%C2%B4s-B%C3%BCro-vorbereiten-ebook/dp/B00DOHYYG2 means Almost casual homemade easy Cook and eat healthy. Whether as a single or family, at home or on the road. In any season and any time of day. Balanced naturally and without unnecessary additives. Just uncomplicated. Enjoy “fast casual”.

Jul 24

The Thai Foot Reflexology To Do To Themselves Quiet Times

The foot will be charged daily, yet he is also maintained. A foot reflex zone massage can because miracles have proven and good foot reflex zone massage our feet are connected to the body. This is done through the nerve pathways, but also about reflex bows. This is energy pathways that have a steady interaction on all organs. An organ is associated with each area of the foot, we talk about reflexology. The reflex zone, modified for example by spongy bodies, debris or small node, this is a sign that often that disrupted the associated organ or ill is.

The reflex zone massage, the zones are relaxed and loosened. This effect transmits to the associated organs, which are also better supplied with blood. The general flow of energy is improved. Due to a higher activity of the lymph toxins and debris carried off better. This form of massage relaxes even muscles that are rather passive and improves the immune system.

The reflex zones in a mirroring of all muscle groups and organs should be the reflex zones. These zones are located at the foot, hand, back, head and ear and nose. The reflexology can be used for a treatment for the reflexology or acupuncture, acupressure. Based on the theory of energy flow through certain paths (meridians), used for a treatment by above mentioned therapies. Through the reflex zone massage, the energy flow is improved and any blockages, to raise the self healing process of our body. Back pain with reflexology treat back problems have now become the epidemic. Permanent work sitting down, to little movement and tension cause health disorders in the back area. The expertise and experience of the therapist is important for successful treatment of such complaints by a foot reflex zone massage. Skilful pressure on specific reflex zones on the feet, the skilled person can reduce the pain. In the first The massage sessions can be quite painful. It is also quite possible that an improvement is only reached after several dates, in principle, but, foot reflex zone massage is among the most effective methods of treatment in this area. Maybe that happened now clear a foot reflex zone massage can be really useful. You should have interest in such pleasant massage foot reflex zone massage Hamburg, drop it. Learn more about the interesting topic of Thai massage and its great application forms.

Jul 22

Without Recovery – The Nightmare Of Many Professional

Especially younger German workers can turn off even in vacation getting worse and never miss an important recovery finally vacation! So begins the really most beautiful time of year for many. But the desired recovery still out for professionals often. Stress and anger are often everyday life in the workplace. That is why, yes the longed-for vacation is so important. Still 18 percent can not properly turn off which between 30 and 44 years old workers during the holidays. This was the result of a representative survey of the opinion Research Institute Forsa. In plain text, this means that almost every fifth can not turn off the job.

What impact does this have? The DAK health insurance was commissioned the study conducted by the Forsa. As evaluation, the psychologist of Frank Meiners explained just for people aged 30 to 44 years the professional challenge is particularly large. No matter whether worries about the job or simply prevent the permanent reachability by the off the shelf mobile longed for rest in the holiday. Of course that can cause significant health problems. After MAGO, it was dangerous to work on the own career during the holiday. Instead of constantly at hand to have mobile phones, the batteries should be recharged better.” In particular the impact of constant availability have been examined already. So for example the iga has (health initiative and work) in the report effects of constant availability and > prevention opportunities; Overview of the State of science and recommendations for a good approach in practice”scientific studies, expert interviews and a survey of companies grouped together.

As is evident from the report more and more blurred the boundaries between work and leisure. Steeped in the leg the relaxation times of workers and make it difficult to plan activities. Possible reasons for this development a growing work summarization, the acceleration of working life, as well as an increasing internationalization of the economy led by the experts. In particular meet it executives, sales representatives and IT professionals. Citing the iga report gave the DGUV (German statutory accident insurance), vdek (Association of compensation funds), the AOK-BV (AOK – Bundesverband) and the BKK DV (BKK (umbrella organisation) recommendations to employers. To be constantly accessible to overload many employees. Therefore, companies should establish clear rules for dealing with mobile phones and computers. Of course, the work is not the only trigger for stress. Problems in the family or with friends can also a holiday break ‘ do. But, nevertheless, are the results of the Forsa poll for the DAK holiday report 2013 but alarming. “” “Also interesting: Sun and nature” is ahead of time with the family “and time for yourself” the most important factor of recovery during the holidays for the Germans. Only in fourth place was the Elimination of workload”called. The contribution of “especially younger German workers can turn off even in vacation getting worse and miss the important Recreation”has dealt previously with the information, which are the present press release basis. First published this article on the health portal. Barbara Reisen E.k.. Micha Weissbrodt

Jul 21

Federal Republic

These “children guardian angel” are there for the children, inspire their creativity and imagination, distract them from the disease, give strength, confidence and courage to face life, wake, humor and hope, give security and animate this important physical processes, which has been proven to support becoming healthy. Our goal is to support the whole family in the difficult time of hospitalization and then even to care. Jacqueline Boy was honored in January 2013 with the Medal of merit of the order of merit of the Federal Republic of Germany. Web site: excerpt: Prologue: A serious illness in the family means a great burden which can go to the physical and psychological limits, especially if a child is affected. It can change the life of a whole family in one fell swoop and often very persistent. In this book children and young people who have received a new heart transplants, children report that is due to a severe disease are in the hospital about their daily lives. But also parents and siblings of seriously ill children who are confronted every day with the fates and tasks, report it. The celebrity children guardian angel ambassadors in their personal stories portray poignant destinies of children, they encountered, and which have closed them in her heart. All involved small and great authors in this book write very personal stories; Stories that touch, give pleasure and stimulate thinking. We all want to show the reader with this book, how precious health is a really precious gift we take too much for granted. Stories are for living and compassion, they should encourage affected to fight, but especially they should we all give hope, hope for life!